A BRIEF COMPARISON OF FINANCIAL STATUS BETWEEN PUBLIC BANKS AND PRIVATE BANKS IN INDIA
Abstract
This study basically examines the financial status of public sector banks and private sector banks with reference to the HDFC and SBI. The study is conducted under the impact of Covid 19 Pandemic which has raised Stress on non-performing assets of both HDFC Bank and State Bank of India as it leads to downfall in liquidity balance of the Banks and creates bad debts, NPAs affect the overall profitability of Banks & its Value Hence Stock Price.. the research methodology is based on secondary data of both the banks. In the study it was found that HDFC Bank has outflanked State Bank of India on the boundaries of Capital Adequacy, Asset Quality and Management while State Bank of India has beated HDFC Bank on the boundary of Liquidity. Both the banks have performed equivalent with regard to earning quality.
Authors
Sushma Singhl, Aditya Kumar, Dewanshu Kumar, Faraz Ahmad, Ishita Shivani